Intelligent Finance Personal Loans

Intelligent Finance is a division of Halifax plc. They offer customers a range of banking services and a radical new approach to finance. Intelligent Finance focuses on giving you the maximum amount of control and flexibility over your finances.

Fairness

• Intelligent Finance calculates interest on the basis of daily balances
• Intelligent Finance takes into account everything you have so you get the most from your money
• Intelligent Finance has no hidden charges

Choice

• Intelligent Finance offers mortgages, personal loans, credit cards, current accounts and savings - You choose which products you want
• You choose if you want to minimise your interest payments or maximise your savings income

Flexibility

• You can move money between your products in an instant
• Choose to pay off your mortgage or personal loan early
• You can take payment holidays on mortgages and personal loans

Control

• Do your banking 24 hours a day, 7 days a week over the phone or the Internet

Security

• Intelligent Finance uses 128-bit encryption
• If an Intelligent Finance customer is a victim of fraud involving the internet, they will guarantee that you won't lose any money on your Intelligent Finance plan as a result of the fraud. You will always be reimbursed in full